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Charitable Gift Annuity
(A Benefit of Aging)
How it works
- You transfer cash or securities to the Red Cross.
- The Red Cross pays you, or up to two annuitants you name, fixed payments for life.
- The principal passes to the Red Cross when the contract ends.
Benefits
- You receive an immediate income tax deduction for a portion of your gift.
- Your annuity payments are guaranteed for life, backed by a reserve and the assets of the Red Cross.
- Your annuity payments may be treated as part ordinary income, part capital gains income (15%), and part tax-free income, depending on the assets used to fund the annuity.
- You can have the satisfaction of making a significant gift that benefits you now and the Red Cross later.
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